Three essays on insurance choice

dc.contributor.advisorCooper, Russell W., 1955-en
dc.contributor.advisorHamermesh, Daniel S.en
dc.creatorKoch, Thomas Gregory, 1979-en
dc.date.accessioned2011-08-23T21:46:33Zen
dc.date.available2011-08-23T21:46:33Zen
dc.date.issued2007-05en
dc.descriptiontexten
dc.description.abstractThe first chapter of this dissertation investigates the consequences of the Emergency Medical Treatment and Active Labor Act (EMTALA). While the law has been in effect since 1986, this chapter is the first study of the law by an economist that this author has been able to find. I find that the medical insurance rate would have increased without passage of this law. The second chapter of this dissertation considers the tax subsidy of medical insurance in the United States. Employer-provided medical insurance is exempt from income taxes. Previous studies have focused on how this subsidy effects the average likelihood of having insurance. The innovation of this chapter is to estimate the actual number of workers who would drop insurance coverage were the tax subsidy be removed. The third chapter looks at a different kind of insurance—unemployment insurance. The generosity of unemployment insurance varies greatly across countries, and even across time within the United States. The third chapter attempts to understand these differences, and in doing so, estimates an important parameter of the labor-search literature.
dc.description.departmentEconomicsen
dc.format.mediumelectronicen
dc.identifier.urihttp://hdl.handle.net/2152/13304en
dc.language.isoengen
dc.rightsCopyright is held by the author. Presentation of this material on the Libraries' web site by University Libraries, The University of Texas at Austin was made possible under a limited license grant from the author who has retained all copyrights in the works.en
dc.subjectInsurance, Health--United States--Econometric modelsen
dc.subjectMedical care, Cost of--United States--Econometric modelsen
dc.subjectUnited States. Emergency Medical Treatment and Active Labor Acten
dc.subjectInsurance, Health--Taxation--United States--Econometric modelsen
dc.subjectInsurance, Unemployment--Econometric modelsen
dc.titleThree essays on insurance choiceen
thesis.degree.departmentEconomicsen
thesis.degree.disciplineEconomicsen
thesis.degree.grantorThe University of Texas at Austinen
thesis.degree.levelDoctoralen
thesis.degree.nameDoctor of Philosophyen

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