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dc.creatorKellison, J. Bruce
dc.creatorBrockett, Patrick
dc.date.accessioned2012-03-23T18:53:58Z
dc.date.available2012-03-23T18:53:58Z
dc.date.created2003-02
dc.date.issued2012-03-23
dc.identifier.issn0040-4209
dc.identifier.urihttp://hdl.handle.net/2152/15187
dc.description.abstractOver the past decade, the insurance industry has begun using credit histories to create credit scores for individuals who apply for or, sometimes, renew automobile and other insurance policies. Insurers use these scores in rate-making decisions, raising premiums for individuals with poor credit history and lowering premiums for those with good credit history. Additionally, some insurers may use credit scores in underwriting procedures, including placement of policyholders within groups. So is there a connection between credit history and the potential to incur insurance loss? In examining the relationship between credit scoring and loss history, researchers must first determine whether there is a statistically significant relationship between the two and whether or not the information contained in the credit score "new" information is already used for pricing the insurance.en_US
dc.language.isoengen_US
dc.publisherBureau of Business Research, The University of Texas at Austinen_US
dc.relation.ispartofseriesTexas Business Review;
dc.subjectTexasen_US
dc.subjectinsuranceen_US
dc.subjectcredit scoreen_US
dc.subjectcrediten_US
dc.titleCheck the Score: Credit Scoring and Insurance Losses: Is There a Connection?en_US
dc.typeJournalen_US
dc.description.departmentIC2 Instituteen_US


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