• Check the Score: Credit Scoring and Insurance Losses: Is There a Connection? 

    Kellison, J. Bruce; Brockett, Patrick (Bureau of Business Research, The University of Texas at Austin, 2012-03-23)
    Over the past decade, the insurance industry has begun using credit histories to create credit scores for individuals who apply for or, sometimes, renew automobile and other insurance policies. Insurers use these scores ...
  • A Statistical Analysis of the Relationship Between Credit History and Insurance Losses 

    Kellison, J. Bruce; Brockett, Patrick; Shin, Seon-Hi; Li, Shihong (Bureau of Business Research, The University of Texas at Austin, 2012-02-16)
    At the request of Lt. Governor Bill Ratliff in 2002, the Bureau of Business Research (BBR) examined the relationship between credit history and insurance losses in automobile insurance. With the assistance of the ...