Browsing by Subject "Insurance, Health--United States--Econometric models"

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Three essays on insurance choice
(2007-05) Koch, Thomas Gregory, 1979-; Cooper, Russell W., 1955-; Hamermesh, Daniel S.
The first chapter of this dissertation investigates the consequences of the Emergency Medical Treatment and Active Labor Act (EMTALA). While the law has been in effect since 1986, this chapter is the first study of the law by an economist that this author has been able to find. I find that the medical insurance rate would have increased without passage of this law. The second chapter of this dissertation considers the tax subsidy of medical insurance in the United States. Employer-provided medical insurance is exempt from income taxes. Previous studies have focused on how this subsidy effects the average likelihood of having insurance. The innovation of this chapter is to estimate the actual number of workers who would drop insurance coverage were the tax subsidy be removed. The third chapter looks at a different kind of insurance—unemployment insurance. The generosity of unemployment insurance varies greatly across countries, and even across time within the United States. The third chapter attempts to understand these differences, and in doing so, estimates an important parameter of the labor-search literature.